No-cost Risk Control Fire Protection Services from Travelers

As part of MCIT’s partnership with Travelers Indemnity Company for reinsurance, some high-level property protection review services are available to members, most notably in the area of fire protection.

Travelers offers members aid in assessing current fire protection equipment, as well as potential future equipment as part of MCIT’s property coverage.

Assessment of Current Fire Suppression Equipment

Fire protection assessment is done in two phases: first is to test the water supply, second is to test the water distribution system. Testing the water supply is done through inspection and testing of the fire pump, water supply and hydraulic gradients that may affect the supply of available groundwater.

Inspection of the distribution system typically involves sprinklers. The inspection helps determine if the amount and location of sprinkler heads would allow occupants to escape safely and to contain the fire. This is done through sophisticated computer modeling and can help reveal areas of concern before a fire begins.

Travelers also provides on- and off-site training that covers how to maintain and inspect sprinkler systems.

Assessment of New Construction Equipment

Travelers offers reviews of fire suppression equipment on any new construction or renovation at no cost. Members can inform Travelers of construction or renovation goals, and Travelers can provide specifications for designs that would fit the member’s fire suppression goals.

Alternatively, members can send sprinkler or fire suppression plans to Travelers for a review before construction begins. Travelers can then provide a second opinion and point out any potential problems with the plans prior to initiation of construction.

The review services provided to MCIT members are based upon national fire codes and past losses incurred by others in similar settings. Members can contact MCIT loss control consultants to help organize these services with Travelers or to offer insights into other areas of concern.

Schedule Service

To learn more about Travelers’ services available to members or to schedule fire inspections or trainings, members should contact their MCIT loss control consultant toll-free at 1.866.547.6516.