Liability Coverage

MCIT provides comprehensive liability (casualty) coverage, including police professional liability, to respond to the exposures MCIT counties and affiliated entities face:

  • Bodily injury and property damage
  • Personal and advertising injury liability
  • Drone (by endorsement)
  • Medical payments
  • Public employees liability
  • Employee benefits liability
  • Land use defense

Learn More About Liability Coverage

Each video is 4 minutes or less and provides details about one area of coverage. Watch all for a complete understanding of MCIT coverage or view just the ones that pertain to your question.

Liability Coverage Summary

General Liability Coverage

Personal and Advertising Injury Liability

Medical Payments Liability

Public Employees Liability

Land Use Defense

Employee Benefits Liability

Liability Coverage General Exclusions

Liability Coverage General Conditions

A cropped shot of a businessman thinking while working at his desk

Coverage page of MCIT Coverage Summary bookletThe Coverage Summary booklet summarizes each line of coverage, including conditions and exclusions, as well as tips for how to best cover various types of property.

Woman On Phone In Busy Modern OfficeMembers can contact their assigned risk management consultant to discuss coverage questions or concerns.

Report a Claim

Submit all auto claims to MCIT through the member portal (access through orange button at top or bottom of page).